Business Line of Credit
An F&M Bank Business Line of Credit can help you with payroll, accounts receivable/payable, cover short-term business expenses or provide working capital.

Benefits:

• Access to your funds 24-hours a day simply by writing a check
• Use Bank Central^®, our automated telephone service to check the balance on your line of credit or verify various account activity
• Using competitive variable rates, you pay interest monthly and use the collection of your accounts receivable to apply toward the principal
• Improve cash flow and lower cost of interest by using our Lockbox Collection Service as a cash management tool
• Make transfers between your business checking account and your line of credit with F&M Bank By Phone*

*Account setup is required for Bank By Phone.

Line of Credit
Benefits:

• F&M Bank can help your business carry accounts receivable or inventory
• Using competitive variable rates, you pay interest monthly and use the collection of your accounts receivable to apply toward the principal
• Improve cash flow and lower cost of interest by using our Lockbox Collection Service as a cash management tool

Would you like to know more? You may call us at 1-800-946-2264 or send us a secure e-mail.